Structured Settlement usa2016

The Who, What, Where & When’s

In simple terms, a structured settlement is a powerful financial tool created exclusively for injured people. You choose a structured settlement instead of taking one lump-sum payment when you receive money from a personal injury lawsuit. Regular payments are then made over a specified period of time to match your future needs and goals. Financial advantages include:

• Guaranteed payments from the annuities purchased to fund your structured settlement
• 100% lifetime exclusion from income, dividend and capital gains taxes
• Customized planning with trained consultants to meet both immediate and future financial obligations
• No risk of losing money on market-vulnerable investments or from poor financial management
• Eligibility maintained for federal and private health care plans
• For more.
  

One reason Congress created structured settlements was the concern that injured people who take a lump sum often spend it all before meeting future obligations. Other prominent Americans think it is a good idea as well.





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